After waiting for 3 months, I finally got a security key for accessing my Internet banking account with HSBC. From my observation, the secuiry key generates a code with a validity timing of about 1 minute. If the code is not inputted within the preset time, it will be voided.
With the security key in hand, I can perform Internet banking in public libraries, Internet Cafe, Game Centre or Wifi hotspots without worrying if my account and passowrd will be captured by keyloggers.
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